aiRiskNet®
Protecting fleet mobility payments, issuers and acquirers from payment fraud for over 25 years.
Powered by machine learning and artificial intelligence, aiRiskNet® gives issuers and acquirers the insights and power needed to make the right decision the first time.
- Real-time, AI powered fraud detection
- Customisable rules and full control
- Comprehensive, scalable protection
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aiRiskNet® for fleet mobility payments and issuers
Advanced fraud detection for issuers and financial institutions, covering all payment types. Protecting financial institutions and other issuers enabling you to detect fraud across every type of payment, including physical, virtual, contactless and mobile apps.
aiRiskNet® Issuer -
aiRiskNet® for acquirers, processors and merchants
Designed for merchant risk management and fraud detection for POS, ATM and payment type or channel. Helping acquirers manage merchant risk by pinpointing fraud across multiple points of sale, ATMs and different payment types, and payment channels.
aiRiskNet® Acquirer
Effectively and efficiently detect, deflect, and prevent fraud across your issuing and acquiring portfolios.
aiRiskNet® is a proprietary fraud management platform that harnesses the power of artificial intelligence and deep machine learning across a multitude of data points to make a decision in real-time. Deployable within your data centre directly or in a secure PCI-compliant cloud, aiRiskNet® offers flexibility across deployment and integration options.
Our sophisticated rule engine and workflow have protected financial institutions from fraud for over 25 years and offer crucial benefits for all parties in the payment chain. Issuers, merchants, acquirers, and processors use it to monitor payments, define rules and priorities, and fight fraud comprehensively
Effective fraud management requires a finely tuned balancing act between acceptable fraud loss, customer impact and operational capacity.
aiRiskNet® allows you to hone each aspect of this balance in accordance with your business needs and adapt quickly as and when you need to.
Pre-integrated with aiEazyFuel®, aiRiskNet® allows fleet and mobility payment providers to proactively monitor their transactions in real time and prevent fraud as it occurs.
Integrated solutions drive highly effective detection and prevention of fraud
Choose aiRiskNet®
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Advanced fraud protection tailored to your needs
Fraud is always changing, and you need the right tools to combat it. With aiRiskNet, you gain access to a comprehensive solution. Featuring a flexible framework validated by billions of transactions globally. Plus, you can implement effective machine learning models to start safeguarding your customers right away. -
Customisable rules & full control
Benefit from flexible rule-setting options, from card-level blocking to country-wide restrictions. The intuitive rules wizard lets you manage fraud detection your way with ease.
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A SaaS solution
You have the choice. aiRiskNet® is available as licensed software or Software as a Service (SaaS). It’s easy to set up and use, and we’ll offer all the support you need. -
Industry expertise & ongoing support
With over 25 years in fraud prevention, you will enjoy unparalleled expertise and support, ensuring smooth implementation and continuous protection as your business grows. -
Cloud-based solution
Hosted in the PCI-DSS secure Azure cloud environment, aiRiskNet® is accessible from anywhere, with enterprise-grade security to protect sensitive data. -
Flexible add-ons for enhanced protection
Choose from a range of value-added services to enhance your fraud solution: scoring solutions, behavioural profiling, machine learning capability, business intelligence solutions, fraud-managed services, alert management, and fraud health checks.
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Modular & scalable
The configuration that fits your business—aiRiskNet® scales to portfolios from 10,000 to over 10 million merchants. It’s adaptable to all payment types, including i-banking and m-banking.
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Fight fraud with the power of AI
Block suspicious transactions instantly and minimise false positives with aiRiskNet®’s real-time AI capabilities. -
Book your demo
Learn how aiRiskNet® gives you the insights and power needed to make the right decisions.
Key Features of aiRiskNet®
Fully customisable rules engine
Define your own fraud rules and effortlessly apply them across transactions. aiRiskNet®’s intuitive rules wizard supports statistical rules, giving you complete control over detection strategies.
Real-time transaction assessment
aiRiskNet® processes transactions instantly within the authorisation response window, enabling rapid identification and response to fraudulent activity, including immediate blocking of cards, BIN ranges, or countries when needed.
Simple rule descriptions and code translations for ease of use and understanding
aiRiskNet® structures rules in plain English, therefore allowing the ability to read the description with greater ease. Code translation to allow to mode codes to be fed into aiRiskNet® to allow for better accuracy and
Machine learning, scoring models and neural models
aiRiskNet® can incorporate multiple neural models, with pre-and post-authorisation evaluation modules available.
Insights & analytics
Real-time analytics and reporting provide powerful insights, allowing you to monitor risk levels and refine strategies for proactive fraud management.
Real-time fraud detection
aiRiskNet® reacts by immediately blocking individual cards, BIN ranges or entire countries.
Advanced queue management
Highly configurable alert queue management enables precise allocation of alerts catering to each individual user or team.
Fraud case management & reporting
From the use of actions, comments, journals and security checks the cases can be managed and reported on.
Merchant monitoring for acquirers
aiRiskNet® keeps a watchful eye on your entire merchant portfolio for red flags like collusion, bust-outs, and ghost terminals, ensuring that fraud is spotted before it impacts your business.
Scheme rules as standard
aiRiskNet® supports all card scheme rule sets recommended for issuers and acquirers.
Machine learning with aiAutoPilot ML®
Automate the labour-intensive task of evaluating and maintaining fraud rule performance using aiAutoPilot ML®
By refining strategies based on real-time fraud trends, aiAutoPilot ML® boosts operational efficiency and ensures fraud teams stay ahead of evolving threats. With single-click integration into aiRiskNet®, fraud managers can quickly implement AI-driven updates, allowing more focus on strategic projects and a reduction in costs.
Customer risk profiling
SmartScore® complements the aiRiskNet® solution by providing behavioural risk scores for use in aiRiskNet® fraud rules, utilising the latest machine learning technology.
The machine learning model scoring increases fraud detection performance while reducing false positives.
Business intelligence that creates actionable insights for your teams
aiSmartIntelligence® is a suite of business intelligence solutions that empowers your teams to easily access, analyse, visualise, and act upon the data flowing through your aiRiskNet® and aiEazyFuel® solutions.
From pre-configured reports and dashboards to direct integration with your existing analytics tools and platforms, aiSmartIntelligence® users extract value from the data, flexibly and seamlessly.
Your customer communications platform
Enhance your customers’ experience with a low-maintenance, easily set suite of communication methods that can be quickly configured to meet a wide range of needs, from direct customer engagement to business notifications.
aiSmartAlerts™ can be tailored entirely to your business needs, using voice, SMS, WhatsApp, WeChat, email, and other mobile applications.
Fraud strategy and alert management
Our specialist consultants have decades of expertise and bring specialised product and operational knowledge from working with hundreds of financial institutions worldwide.
This broad and deep experience allows us to identify best practices and pioneer innovative approaches for fraud risk management, ultimately enabling you to stay at the vanguard of fraud management.
Fraud health check service
Our consultants will review your current fraud strategy, advise on operational process improvements, and work with your teams to develop an optimal fraud strategy for future product releases.
