SmartAuth
An extremely powerful and ultimately flexible screening system developed to combat fraudsters in the Internet and other Card-Not-Present (CNP) environments, SmartAuth is an intuitive, real-time card fraud monitoring service for on-line merchants and processors.
With millions of card numbers stolen through phishing and hacking every year, SmartAuth combines transaction pattern analysis and geo-location techniques to provide accurate detection and low levels of false alerts.
For customers that need more complex screening or control over the process, SmartAuth provides screens to allow filtering, permitting and blocking of transactions based on any part of the transaction data such as: IP, IP range, BIN, BIN range the country of origin of the card and customer, or the actual location of the customer.
The combination of these controls and SmartAuth's risk logic provides a very powerful solution that is particularly suited to gaming and digital download sites, as well as other online services such as picture, software and music downloads. A special package of features and functions has also been designed to combat e-ticket fraud on airlines.
For greater flexibility, SmartAuth customers can set up screening rules and parameters on merchant, product and customer levels for each individual product or group of products.
SmartAuth also provides a comprehensive set of screens that enables manual transaction entry, fraud screening and IP checking. Additional screens allow for reporting and analysis of transaction history and historical screening results.
